Rooftop Solar Design
Custom panel layouts engineered for your roof, shade profile, and energy use — using tier-1 panels built to last 25+ years.
NY · NJ · CT Home Solar Specialists
Own your power.
Own your power.
Pay the sun, not the utility.
SunPay Energy designs and installs premium rooftop solar and battery systems for homeowners across New York, New Jersey & Connecticut — so you lock in lower electric bills, claim every available incentive, and power your home with clean energy for decades.
- $0 down financing
- State solar incentives
- 25-year warranty
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Tri-state homes powered
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Clean energy installed
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Average bill reduction
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Workmanship warranty
What We Do
Everything your home needs to go solar
One team, one warranty, one point of contact — from your first quote to the day your meter starts spinning backward.
Battery Storage
Keep the lights on during outages and store daytime sun for nighttime use. Whole-home backup that pays for itself over time.
Smart Monitoring
Track production, savings, and battery levels in real time from your phone. We watch your system 24/7 so you never miss a beat.
$0-Down Financing
Flexible loans, leases, and PPAs with payments often lower than your current electric bill. We handle every incentive filing for you.
Prepaid Lease
See if a Prepaid Lease fits your home
A simpler way to go solar — pay once, save from day one
Our Prepaid Lease puts the power in your hands. Install solar, battery, or both for a single upfront price that’s significantly lower than the equivalent cash cost — with no credit checks and no lien on your home. Finance the payment through our lending partners or your own approved lender, then enjoy the savings immediately.
25-year term. Buy your system at fair market value any time after year 6 — and if you sell your home, the agreement transfers to the new owner with no underwriting.
No Credit Underwriting
No FICO score or credit check required to qualify — approval isn’t tied to your credit.
No Property Lien
No UCC lien is placed on your home, so your title stays clean and unencumbered.
Immediate Value
Your savings show up right away — not as a rebate you have to wait months to see.
Energy Independence
You control how your system runs, and the clean power it produces is yours to use.
Seamless Transfer
Selling your home? The agreement transfers to the new owner with no risk, credit check, or underwriting.
Community Solar
No roof? No problem — go solar without installing a thing
Not every home is right for rooftop panels — renters, shaded roofs, and condo owners included. Community solar connects you to a local solar farm and puts the savings right on your existing utility bill, with nothing to buy, build, or maintain.
A local solar farm generates power
Panels on nearby farmland or rooftops turn sunshine into clean electricity for your corner of NY, NJ, or CT.
It flows onto the grid you already use
That power feeds into the utility grid, and your home keeps drawing electricity exactly as it does today — no switch, no interruption.
Credits lower your monthly bill
Your share of the farm’s output shows up as utility credits at a locked-in discount, so you pay less than the standard rate — every month.
Nothing to Install
No panels, no construction, no maintenance, and no upfront cost — the farm does all the work off-site.
Open to Everyone
Rent or own, sunny roof or shaded — if you pay a utility bill in the tri-state area, you can likely qualify.
Guaranteed Discount
Your credits apply at a fixed discount to the retail rate, so you save for as long as you’re enrolled.
Powers Your Community
Local solar farms create jobs, strengthen the grid, and keep clean-energy dollars in the neighborhood.
Community solar runs under state programs in New York, New Jersey, and Connecticut, with consumer protections built in. Depending on your utility, you’ll either see the credits on one combined bill or receive a separate statement for your solar share. There’s no long-term lock-in — you can leave the program with advance notice.
Solar Roof Program
Old roof? We may replace it — at no cost.
A worn-out roof shouldn’t stand between you and lower energy bills. For qualifying homes, a full roof replacement can be bundled right into your solar project.
- A brand-new roof installed alongside your panels
- One crew, one project, one warranty
- Rolled into the same $0-down solar plan
A no-cost roof replacement is available only for homes that qualify. Eligibility is based on factors such as your roof’s condition and your home’s shading and sun exposure — which determine how much energy, and savings, your system can produce. We’ll confirm exactly what your home qualifies for during your free assessment.
See if your roof qualifies
Your Numbers
See what the sun could save you
Move the slider to your average monthly electric bill. Your state’s incentives stack — here’s what most homeowners leave on the table by waiting.
State Solar Programs
NY-Sun, New Jersey’s SuSI, and Connecticut’s residential solar programs help lower your upfront cost.
Property & Sales Tax Breaks
Across NY, NJ & CT, home solar is exempt from added property tax — and often sales tax too.
Net Metering Credits
Sell excess power back to the grid and bank credits for cloudy days and winter.
Solar Savings Estimator
Based on typical Northeast sun hours and a 25-year system life. Your custom quote will be exact.
Est. monthly savings
$153
10-year savings
$18,360
Estimated 25-year savings
$45,900
Estimates assume ~85% bill offset and modest utility rate inflation. For illustration only — not a binding quote.
Get My Exact Numbers
Neighbors Who Made the Switch
Loved across New York, New Jersey & Connecticut
“Our electric bill went from $240 to about $12 a month. The crew was in and out in a day and handled every bit of paperwork.”
Diane M.New Paltz, NY
“The battery kept our heat and fridge running through a two-day winter outage. Honestly the best home upgrade we’ve made.”
Raymond T.Montclair, NJ
“They explained every incentive in plain English and found us every credit we qualified for. No surprises, and the app makes it fun to watch.”
Sofia & James L.Fairfield, CT
Free, No-Pressure Quote
Let’s find your savings
Tell us a little about your home and we’ll send a custom solar & savings estimate — usually within one business day.
Call or text(845) 548-3017
Service areaNew York, New Jersey & Connecticut
Thanks — you’re on the sunny side!
A SunPay solar advisor will reach out within one business day with your custom estimate.